DeviceFidelity Inc. announced the CredenSE product line of microSD devices, a commercial NFC product with on board active signal amplification chip, secure element and miniature antenna.

CredenSE can work on handsets with embedded NFC and those without. CredenSE also works with the DeviceFidelity iCaisse to bring NFC enabled mobile wallet applications to all iPhone models.

CredenSE product line offers a choice of user memory up to 16GB with a variety of onboard secure elements that are compatible with industry standards such as EMV, Global Platform, ISO 14443 and Java Card.

The flagship of the product line, CredenSE 2.10, features a secure element that can support payment applications from VISA, MasterCard, American Express, Discover and China UnionPay but also features support for MiFare, DesFire and HID’s MultiClass SEOS solution.

Mobile network operators deploying NFC wallet solutions can issue and control CredenSE just like their NFC SIM cards and enjoy the added benefit of retaining the service if the consumer selects to switch to a non-NFC phone such as the iPhone 5.

Financial Institutions can deploy these services within their control by issuing CredenSE to their consumers.

CredenSE also can be retailed as a device agnostic microSD memory card enabling merchant and wallet developers to bypass the SIM card control chain and extend their offerings to all NFC and non-NFC phones without compromising performance or security.

CredenSE microSD supports all forms of issuance and life cycle management, from central office secure issuance to on-site instant issuance and Over the Air personalization via Trusted Service Manager.