CSC has partnered with identity authentication technology and services provider Daon to produce a biometric multifactor authentication service for the banking industry. The product, called ConfidentID Mobile, provides in and out-of-band identity authentication for transactions in multiple channels, including online and mobile.

The service, built on Daon’s IdentityX platform, combines passwords, PINs and PKI security architecture, along with optional biometric factors like facial or voice recognition and palm identity. The system can tap into location intelligence for verification, using GPS, IP location and cellular triangulation.

It will authenticate both individuals and their transactions and works according to industry requirements such as FFIEC.

ConfidentID Mobile doesn’t rely on specific hardware for functionality, and it supports the latest generation of smart phones and tablets. The product consists of a server application and an app that resides on a customer’s mobile device. When a customer wants to make a transaction, the app can authenticate it and inform the service provider of authentication on the back end.